Home Ownership Questions and Answers
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Home Ownership Questions and Answers
Building Permits and Zoning
What do zoning regulations do?
How can I find out how my property is zoned?
How do building codes work?
Should I always get a permit before making home improvements?
Contractors
Are there different types of contractors?
What guidelines should I use to find a contractor?
How do I avoid being ripped off by a less than a reputable contractor?
What if the job is botched?
Are there ways to save money when using a contractor?
Financing Remodeling Projects
How can I finance work needed on a fixer-upper?
How does refinancing work?
What about a second mortgage?
Is a home equity line of credit similar to a second mortgage?
How does an unsecured loan work?
Does the federal government offer home improvement programs?
What about state and local governments?
Foreclosure
If faced with foreclosure, what are my options?
When do foreclosure proceedings begin?
Will I be able to buy again after losing a home to foreclosure?
How can I protect my home from creditors?
Home Insurance
What kind of home insurance should I have?
What is guaranteed replacement cost insurance?
Maintaining and Improving Your Property
Is it true you never really stop fixing up a home?
Is there anything I should pay special attention to?
What about the unseen problems like toxic gases?
How much, on average, can I expect to spend on maintenance?
Refinancing
When is the best time to refinance?
Can I refinance a home loan more than once?
Can an older homeowner who is cash poor but house rich use their home to tap into the equity?
Renovating and Adding Value
What are the main reasons why homeowners remodel?
What should I weigh before considering an addition to my home?
What should I consider once I decide to add on?
When should I tackle the job myself or call in the pros?
Are there ways to save money when adding new space to my home?
What kind of return can I expect from home improvements?
Is there such a thing as “over improving”?
Second Homes
Should I buy a vacation home?
What about a vacation home as an investment?
Taxing Matters
Can I deduct improvements made to my home?
Are victims whose homes are damaged by natural disasters granted any tax relief?
Are special tax breaks available for historic rehabilitation?
Can I contest my property taxes?
Zoning and Legal Issues
What is a variance?
Click here to view the full Home Ownership Remodeling Questions and Answers Brochure
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